The loan, deposit and investment series published by the Central Bank correspond to the current balance (stock) on the date indicated in the respective publication.

Loans correspond to credits granted by banks to their customers, with the customer’s implicit commitment to repay the loan in the future in installments or in a single payment. In most cases, the payment of the loan implies an additional interest that compensates the creditor for the opportunity cost assumed by the loan.

The deposit series comprises the operations of banking institutions, on demand or term, that involve receiving money from the public, be it as deposits, shares, transfers of trade bills or in any other form.

A financial investment is defined as resources invested in some type of financial instrument, such as shares, bonds or mutual funds by other entities, in order to obtain a higher return.